Get Instant Personal Loan upto ₹ 5 Lakhs, with monthly EMI starting at just ₹ 920*

Home Credit Instant Loan Upto 5 Lakhs For All

Home Credit India provides online personal loan to salaried & self-employed individuals in India with just 2 documents whenever there is an unusual expense like child’s marriage, renovation of your home or furnishing, children’s higher education, family holiday, or any other dream to be turned into reality, make use of the online personal loans. Our instant personal loans are unsecure loans provided to individuals on the basis of their credit history. Personal loans can provide huge reassurance in times of adhoc financial crunch. It can be your ‘all weather’ friend to serve all your purposes and leave your savings untouched.

Instant Personal Loan Online From Home Credit

Applying for an Instant Personal Loan Online through our App has revolutionized the way funds were available at reasonably low rates of interest. Personal Loan Apps have come out as the preferred choice for easy funds & quick money transfers. You just have to upload scanned copies & make a few clicks. Mobile apps help you to make fast submission of your loan application while maintaining sanctity & transparency. These apps allow you to complete all the steps in a fully digital way for an instant quick loan for all needs.

All Your Personal Loan Options In One Place

Home Credit works relentlessly to bring all personal loan options on the same platform. Get multipurpose instant loan without any guarantee & collateral security for all your needs. Our personal loan makes it possible with a quick & easy online process. On the basis of your needs, you can avail instant personal loan for the following:

On the basis of your needs, you can avail instant personal loan for the following:

  1. Personal Loan for Travel : When you have travel on your mind, why delay it? A personal loan for travel can be helpful to bear your travel expenses. Visit your favorite place with an instant personal loan for vacations now. Don’t think longer, avail easy holiday loans for a comfortable vacation. Pack your bags and don’t wait till your bank account has sufficient balance. Instant travel loan will be disbursed into your account at the earliest possible hour.
  2. Personal Loan for Medical Emergencies : Medical ailments can be exhaustive and pocket heavy. Whether it’s a surgery/operation or a regular doctor consultation, it can get expensive to manage. Every hospital and nursing home charges you a bomb, even for a one time visit. A medical loan from Home Credit can assist to stay cash ready at the helm of contingencies. An emergency personal loan can take care of all your medical emergencies.
  3. Personal Loan for Marriage : Marriages can be a grand auspicious ceremony to be celebrated in an extraordinary way. However, the expenses can pitch hard. No one wants to settle for less, therefore, take a personal loan for wedding. In this growing market, all the commodities are getting expensive, each passing day. Managing finances well is a core of a successful wedding affair.
  4. Personal Loan for Small Businesses : If you want a small business loan for your startup or any other business, then it’s important to meet defined eligibility criteria to have money at the earliest. Our personal loans have a customer centric approach. It’s quite easy to have quick cash as and when your business demands. Our personal loan for business come with a host of benefits and meet your unique business needs, no matter how big or small it is. This could be better than personal loan private finance! Take a short term personal loan and make your beginning a memorable one.
  5. Personal loan for Home Renovation : Home is where you belong! Quickly turn your old construction into the dreamy house that you always wanted. A Home Improvement personal loan can help in your essential repairs, long due maintenance and classic interiors for a beautiful living. Apply for an Instant Personal Loan for Home Renovation.
  6. Personal Loan for Education : Education is crucial for career building. Having the required education and skills to start a job is one basic step to a successful career. All personal loans for students provide the comfort of repayments once the course gets over.

Best Offers On Instant Loan

Home Credit Instant Personal Loans have been made easy, anywhere anytime. Instant cash loans by Home Credit can get you fastest cash at the click of a button. Now no more sharing awkward moments with family and friends. We offer a personal loan upto 5 lakhs when required on an urgent basis to fund anything & everything under the sun. Get attractive interest rates for lesser payback burden on your personal loan in India. Flexible tenures up to 6 to 36 months, no security, no collateral required.

Avail Instant Online Loan Within Hours

When you apply for instant personal loan with Home Credit India, the individual is entitled to receive the disbursed amount within 24 hours. As a pillar of value, we ensure quick loan disbursal. Home Credit Online Loan App provides instant personal loan at the click of a button, straight into the bank account. Furthermore, it is one of the fastest personal loans you can get in India. Make use of our online personal loan and get a personal loan in one day.

Personal Loan: Best Way To Get Short Term Loan

As we already know that an offline application is quite exhausting, which is why you can opt for Home Credit Instant Loan. Because of its less complicated process, it’s the most suitable for a short term loan. An interested borrower can quickly have the disbursal amount by adhering to our simple sequence of steps. When you’re faced with an urgent need, a short-term loan works best. This is where an instant personal loan can be extremely effective.

Documents Required For Personal Loan

Just 2 documents are required to apply for a Home Credit instant loan which includes a valid ID proof & address proof. The entire process is way seamless & easy.
Following can be looked at to understand the eligibility criteria:

  • Should have a PAN and valid address proof
  • Should have a bank account with active net banking facility or Download Aadhaar XML through an easy complete online process with valid share code.

Home Credit Offered Loan Across India

Home Credit serves across 300+ cities & beyond. Simply download our App & apply for our personal loan, online. We attempt to cover most of the serviceable areas so that you can reach us anytime anywhere.
So if you’re looking for Home Credit Personal Loan, online instant loan in top commercial cities of India? Here we are to help you.

  • Personal Loan in Delhi: Personal loan in Delhi are available upto 5 lakhs are picking up pace to meet all uninvited demands of the prospective borrower. With the considerable leap in the living standards, Delhi needs a sigh of relief.
  • Personal Loan in Gurgaon: Personal Loan in Gurgaon can make life simpler by meeting all your financial commitments for the upbeat city. You can apply online & choose a tenure to your suitability to meet wedding & transport needs, debt consolidation, set up business, medical treatment, and more.
  • Personal Loan in Pune: Pune has a mixed crowd of migrants with different financial needs. Instant personal loans are readily available via Home Credit Mobile App to meet your day to day expenses, travel expenditure, high car maintenance, postgraduate courses etc.
  • Personal Loan in Chennai: Personal loans in Chennai are easily available at 0%-5% processing fees. This city has lot of tradesmen and new settlers who needs instant cash to meet financial emergencies.
  • Personal Loan in Hyderabad: Hyderabad being the IT hub, attracts a large population of aspirants looking to build a meaty career. A quick personal loan helps to fulfil opportunities and support goals like education, vehicle, travel & tours, medical emergencies, etc.
  • Personal Loan in Mumbai: Personal loan in Mumbai eases the cash requirement in times of financial crunch. Purposes are borne out of needs, whether it’s a family wedding, higher education, long adventures, house improvement, etc. In a city like Mumbai the cost of living is high.
  • Personal Loan in Bangalore: In the Bangalore metro, personal loans are effectively sold. Home Credit offers Instant Personal loan to sponsor long delayed vacations, home renovations or buy expensive cars.
  • Personal Loan in Kolkata: Kolkata is the city of dreams which is why Home Credit Loan serves right. An international tour, buying a fancy car, gifting expensive gifts to your near & dear ones, a big fat wedding, improvements to your house, educating your children, and what not!


Avail Quick & Easy Personal Loans Instant Approval – Home Credit

Home Credit online loan offers instant approval 24*7, across all Indian cities & states. We ensure to meet your financial goals at our fullest potential. When you google us up, we will be found on top!

Home Credit India offers instant loan online starting from Rs. 25,000 to Rs. 5,00,000 at competitive rates of interest to individuals with a low monthly income of just Rs. 10,000 p.m with quick approval in 5 mins and fast disbursal. Pay easy EMIs as low as Rs.920* to quickly meet your financial needs with flexible tenure options. We have a 100% online loan process with instant loan approval.
Explore the option of instant personal loan online and live your life at peace. Apply for Home Credit cash loan and enjoy the best in life!

Personal Loan Details

Amount Tenure, Fees and Other Charges:

  • Loan Amount: ₹25,000 to ₹5,00,000
  • Minimum Annual Percentage Rate (APR): 19%, Maximum APR: 49%
  • Minimum repayment period: 6 months, Maximum repayment period: 36 months
  • Processing Fees: 0% to 5%
  • If customers opt for a Value-Added Service, the fee for the same shall be levied additionally

Representative Example:
For ₹25,000 borrowed for 12 months, with annual interest rate (APR) of 19%*, a user would pay:

  • Processing Fees = 0%
  • Interest = ₹4750
  • Monthly EMI= ₹2479
  • Total Amount Repaid after a year = ₹29750

The annual interest rates and processing fee will vary as per the risk profile of the customers. The maximum Annual Interest Rate can go up to 49% (However, only a fraction of our customers get an interest rate higher than 30% per annum) These numbers are indicative and subject to change.

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