Today there are many personal loan apps available on the internet from where you can easily get a loan. But nowadays fraud is happening a lot, so we should not take a loan without information. Online loan apps provide loans from mobile in just a few times with very few documents.
Whenever we need some money urgently, then we can use these apps. With the help of these apps, every kind of loan is available and the loan amount is deposited in our bank account within a few minutes. Instant loan apps sitting at home are very popular nowadays and with these you can get a loan at low interest rates.
To take an urgent loan, we also have to follow a lot of precautions so that there is no fraud of any kind with us. Because nowadays there are a lot of loan giving apps on the internet and due to this there is a fear in the mind of the person that which apps are right and which are not.
So today in this article we will tell you about the top best personal loan providing apps, Top Best Personal Loan Apps.
In today’s time, everyone needs a loan from time to time and if we need a loan, then we go to the bank and follow the whole process, only then we get a loan.
On the other hand, when we need a loan for a small amount and a short period, then we cannot go to the bank because we get more loan in the bank, so nowadays there are many personal apps available on the Internet.
That is, there are many loan giving apps from which you can get a loan sitting at home. In this article, we will learn about the best and popular loan giving apps. With the help of these apps, you can easily take a personal loan.
So let’s know about these top 10 best personal loan giving apps, which are very safe and quick loan providing apps. You can fulfill your financial needs like education, medical, purchase of something or any other need through these apps.
Top 10 Best Personal Loan Apps
1. KreditBee Loan App
You must be at least 18 years of age to take a loan on this app. This app is specially designed for young professionals. This is the best loan app in India. You can take a loan of Rs 1,000 to Rs 3 lakh in just a few minutes through this app.
The entire process of taking a loan in this is an online process and some documents need to be submitted.
Any person earning at least Rs 10,000 per month can apply for a loan on this app. After the loan application is approved on this app, the loan amount is deposited in your bank account in just a few minutes, so this app is quite popular among the people.
KreditBee App has got a very good rating of 4.3+ on the Play Store and more than 1 crore people have downloaded this app.
Creditbee Loan App Some Features and Benefits. –
- Depending on the type of loan taken, borrowers can get a loan amount between Rs 1,000 and Rs 4 lakh.
- Creditbee claims to disburse loan amounts in just 10 minutes.
- The interest rate ranges from 5% – 29.95% per annum. and may vary depending on the borrower’s credit history and other factors.
- The repayment tenure starts from 3 months and can go up to 10 months for flexi loans and up to 24 months for personal loans for salaried.
- The entire loan application process from start to finish is done online
2. Dhani Loan App
Dhani is a loan app backed by Indiabulls Ventures, which allows you to apply for a personal loan anytime, anywhere. Dhani Loan App is also a very popular app. Dhani Loan App has been downloaded by more than 5 crore people.
You can apply for a loan through Dhani App anytime. If you take a loan through Dhani Loan App, then your loan amount is immediately credited to your bank account. With this app, you can easily take a loan from Rs 1000 to Rs 15 lakh.
Your CIBIL score should also be good to take a loan. Dhani App also brings some offers for its customers from time to time. Dhani App charges about 3.17% interest per month on the loan amount. The eligibility to take a loan must be fulfilled. Also, you must have complete documents to take a loan.
Some Features of Dhani App-
- Get unsecured loans without any physical documents.
- Only PAN, Aadhaar number and address need to be provided for verification.
- You can repay the loan within 2 – 24 months.
- Loan amounts start from Rs. 1,000 to Rs. 15 Lakhs depending on your requirement.
- Interest rates start from 13.99% per annum.
3. Paytm Personal Loan
We all know that Paytm has become a very popular payment app in today’s time. But do you know that we can also get a loan on Paytm. You can also get an instant loan of up to Rs 3 lakh from your mobile by downloading the Paytm loan application.
Paytm provides loans based on our credit score and for this, KYC of your Paytm account is necessary. Paytm’s interest rates are very low and Paytm does not charge any kind of fee while giving loans. You can get a loan from Paytm Bank in just a few minutes from Paytm.
4. Bajaj Finserv Loan App
Today, Bajaj Finserv is the largest loan giving company. Bajaj Finserv company is very safe for you. Bajaj Finserv has got a rating of 3.9 on Play Store and 1 crore people have downloaded it. If you apply for a loan in Bajaj Finserv, then your loan is approved in 1 day.
Then whatever is the loan amount is sent to your bank account. You need to get approval in Bajaj Finserv only once, after this you can take a loan whenever you need. For this, the EMI of your previously taken loan should be completed. You can also take Bajaj Finserv Wallet Loan. Bajaj’s customer service is very good.
Bajaj Finserv is an Indian non-banking company that provides a variety of financial services. They have three types of personal loan products –
- Flexi term loan
- Flexi hybrid loan
- Term loan
Some other features of Bajaj Finserv Loan –
- You can choose any of the three variants depending on your requirement.
- You can complete the entire process from the comfort of your home.
- Get a loan amount of up to Rs 40 lakh.
- The loans are unsecured and do not require any collateral.
- Affordable interest rates start from 10.49% per annum and tenure ranges from 12 – 72 months.
5. Smart Coin Loan App
Smart Coin also gives you instant loan and if seen, it is the fastest loan giving app. If you are employed, then you get loan very easily in it. More than 10 million Indian people trust this app. Also, your security is taken care of in this app. In this, you can easily take a loan with minimal documents.
Its rating is 4.5 stars. This app gives loan for 62 days to 1 year and charges 0% to 30%. Talking about the loan of this app, you get a minimum loan of Rs 4000 and a maximum loan of Rs 1 lakh.
Some features of smart coin-
- All documents can be completed online
- Application gets approved within a few minutes
- No minimum salary requirement
- Small loans ranging from Rs 1,000 to Rs 70,000 are available which can be repaid within 91 – 270 days.
- Affordable interest rates starting from 20% per annum.
6. Moneyview Instant Loan App
MoneyView Loan App is also a loan providing app and it is different from other loan apps. You can take Instant Personal Loan, Online in just 2 hours through this app. If you ever need an urgent loan in any situation, then this app is the best app to take a loan. You can repay the loan taken through this app within 3 months to 5 years. This app has spread to many cities of India in a very short time.
The entire process for taking this loan is online and paperless. After submitting the documents, you can get a loan according to your need. You can take a loan for any of your needs like buying land, buying a car, marriage, studies. The process of taking a loan through Money View Loan App is quite easy.
Money View Loan App gives you Personal Instant Loan from 10 thousand to 5 lakhs. Money View App charges 1.33% to 2% interest on the loan amount you take from Money View App. Money View App has got a good rating of 4.7 on Play Store and has been downloaded by more than 1 crore people.
MoneyView is one of the most popular and best rated personal loan apps in India. It offers unique benefits and features to its customers. Some of these include –
Some features of Money View Loan App-
- Once the application is approved, the loan amount is disbursed within 24 hours in most cases.
- You can check your eligibility criteria in just 2 minutes from anywhere in the country
- Moneyview asks for only three documents, namely address, identity and income proof
- You can get any amount between Rs 5,000 and Rs 10 lakh
- Interest rates start from just 1.33% per month with a flexible repayment period of up to 60 months
- Moneyview does not ask for collateral and you can choose to repay the loan through auto-debit EMIs
- Moneyview’s unique credit rating model allows applicants with low credit scores to get loans
7. Capital First
This app is a very beneficial loan app to fulfill your financial needs. This app provides loans very fast. Your loan application is approved in just 2 minutes. Capital First Loan App is a product of IDFC Bank. You can trust it and it is very safe. You are given 1 year to 5 years to repay the loan. You can take a loan of at least 1 lakh and a maximum of 25 lakhs from this app.
Capital First Loan App has a rating of 4.3 on Play Store and has been downloaded by more than 50 lakh people.
8. PaySense Flexible Loan
PaySense app is also a very popular app. Both the app and website of PaySense are available on the internet. People whose salary is at least Rs 18,000 per month can apply for instant loan on this app. The minimum loan amount in this app is Rs 5,000 and the maximum loan amount is Rs 5 lakh. The interest rates on this app are between 16% to 36%.
You can easily get a loan for 3 to 60 months. The most important thing about this app is that you do not need to deposit any collateral or security deposit to take a loan in it. This app is available on Playstore. The age of the applicant should be between 21-60 years.
9. Early Salary App
This app is one of the apps providing instant loans. This app provides easy and instant loans especially to salaried people. Early Salary App is also called Instant Personal Loan App. The entire process of taking a loan from this app is online. With this you can take a loan in just 10 minutes. You can take a loan of 8000 to 5 lakhs from Early Salary App. You can repay the loan taken from this app in 3 to 24 months.
The entire process of taking a loan from Early Salary app is digital and there is less paperwork to take a loan in it. To take a loan from this app, you need a PAN card, Aadhaar card and salary bank account statement. Also, your age should be at least 21 years.
10. mPokket Loan App
This app is very useful for students. Because students often face shortage of money, so with this app students can avoid this problem and to solve this problem, mPokket app has been designed. This app is mainly designed for college students, which provides loans to students for the things they need. This loan has to be repaid within 2 to 4 months.
As soon as the loan is approved, the loan amount comes into your bank account. The minimum loan amount through this is Rs 500 and the maximum loan amount is Rs 20,000. If you repay the loan on time, then it also increases your credit score. Its interest rate is 1% to 6% per month. In this, the age of the applicant should be between 18 to 40 years.
11. PayMe India Loan App
PayMe India is a fintech app that gives you instant financial help. This mobile app is specially designed for salaried people so that they can get instant help of money in any emergency.
This app is very easy to use. Whether it is a medical emergency or any other important expense, PayMe India is the perfect option for your financial help.
This company wants to create such great products that can easily provide financial help to people of every class in times of need. Their goal is to make people choose PayMe India first to borrow money. PayMe India not only gives you loans easily but also provides great services.
Features and benefits of PayMe India Loan
PayMe India offers a unique approach to personal loans and payday loans. The demand for these loans is rapidly growing as they offer several benefits such as:
- Quick loan disbursal: The biggest advantage of PayMe India loans is that you get the loan disbursed very quickly. Depending on your eligibility, you can get the loan the same day or within 24 hours. The entire loan process is online and you get instant money whenever you need it.
- Secure loan process: The PayMe app is completely secure. All the information you provide is kept confidential. This includes the documents you upload on the app. Their loan disbursal process is very easy and transparent which makes it a reliable option.
- Login anytime: It is a mobile app, so you can easily log in whenever you need a loan. The interface of the app is very user-friendly so you can easily log in and see the available loan offers.
- Fast approval process: Applying for a loan is very easy. Also, the loan approval process is very easy. Every loan application is evaluated very accurately. Now you do not need to stand in long queues to get a loan.
- Special Plans for Corporates: PayMe India also offers a special Salary Advance option for corporates to run their operations smoothly. With this plan, you never have to worry about payment delays or missing employee salary dues.
- Upload Documents Only Once: Once you avail a loan from PayMe India, you do not need to submit the same documents again the next time. This makes it very convenient for customers to avail repeated loans.
12. CASHe Loan App
Are you a salaried individual in need of a quick loan?
Then CASHe is the perfect option for you! This app uses a unique methodology called SLQ (Social Loan Quotient) to determine your eligibility.
Benefits of CashE Instant Loan
- Get a loan amount from ₹1,000 to ₹4 Lakh.
- Loan repayment period from 3 months to 18 months.
- Completely online process, making it easy to apply for a loan.
Things to note:
- The minimum salary to get a loan should be ₹12,000 per month.
- The age of the applicant should be between 23 and 58 years.
- CashE also offers a special loyalty program through which you can avail benefits like lower interest rates or higher loan amount.
13. Nira Finance Loan App
- Are you looking for a quick loan? Nira Finance may be a good option for you! This app offers personal loans up to ₹1 lakh in just 3 minutes. Let’s look at its benefits:
- Loan up to ₹1 lakh: You can avail a loan of up to ₹1 lakh as per your requirement.
- Fast approval: After submitting the documents, you will know in just 3 minutes whether you will get the loan or not.
- For first-time borrowers: If you are taking a loan for the first time and you do not have any credit history, then also you can avail a loan from Nira Finance.
- Minimum CIBIL score: On the other hand, if you have taken a loan earlier, then the minimum CIBIL score for you should be 681.
- Easy repayment: You can repay the loan in a period of up to 12 months.
- Interest only on the amount used: You will have to pay interest only on the amount you have used, not on the entire loan.
- Low interest rates: Interest rates start from 2% per month.
- Online process: The entire loan process is online. However, you will have to submit some documents once for KYC.
14. Navi Personal Loan App
Navi is a popular online loan app. Let’s know its benefits:
- Loan up to ₹20 Lakh: You can avail a personal loan of up to ₹20 Lakh based on your needs.
- Easy EMI: You can choose flexible EMI tenures of up to 6 years or 72 months.
- Attractive interest rates: Interest rates start from as low as 9.9% per annum.
- Completely online process: Apply for a loan easily from anywhere, anytime.
- Right choice for you: You can choose the repayment tenure as per your eligibility.
- Fast approval: The money will be credited to your account within minutes of getting the loan approval.
Disclaimer – This article does not make any claims about the reliability of the various personal loan apps mentioned in this article. Our aim is to make our readers aware of the various options available.
