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Shriram Finance Personal Loan 2024: Shriram Finance is an Indian company that provides a maximum personal loan of Rs 15 lakh at an interest rate of 12% per annum with a maximum repayment period of 5 years. You can take loan from here for personal needs like home renovation, medical emergency, travel, marriage, education, the process of which is 100% digital. Shriram Finance Personal Loan is available for salaried and self-employed individuals.

Further in this article, we will tell you what documents are required to apply online for Shriram Finance Personal Loan. What is the eligibility for this, what will be the interest rate and processing fee of the loan and how to apply online for Shriram Finance Personal Loan? Will provide complete information about this. If you want complete information related to loan then stay connected with us till the end.

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What is Shriram Finance Personal Loan?

Shriram Finance Limited is an Indian company providing banking services which is also known as Shriram City Union Finance Limited. It was established in the year 1986. This company provides loans for personal needs. You can take loan for home renovation, medical, education, travel, vehicle etc. This company provides personal loans ranging from ₹ 20000 to ₹ 15 lakh to customers without any guarantee, with a maximum repayment period of 5 years.

Types of Shri Ram Finance Personal Loan

Following are the types of Shri Ram Finance Personal Loans.

Wedding Loan
Travel Loan
Home Renovation Loan
Personal Loan for Students
Medical Emergency Loan
Consumer Durable Loan
Personal Loan for Women
Festival Loan
Personal Loan for Your Childs Future

Features of Shriram Finance Personal Loan

If you are applying for Shriram Finance Personal Loan then you will get these benefits –

A maximum personal loan of up to Rs 15 lakh can be taken from Shriram Finance Limited.
The repayment period of this loan is maximum 5 years.
Shriram Finance Limited Personal Loan interest rates start at 12% per annum.
Both employed and non-employed customers can claim this loan.
The process of taking the loan is 100% digital, so you do not need to wander here and there.
With low processing fees and minimal documentation, the loan amount is deposited into the customer’s bank account within 72 hours.

Shriram Finance Personal Loan Interest Rate & Processing Fees

Shriram Finance Limited Personal Loan interest rates start at only 12% per annum. Its processing fee is 1% of the loan amount. The interest rate charged here depends on what you are taking the personal loan for. Apart from this, your credit history, credit score, age, income and financial records also affect the interest rate. Only after evaluating all this the company decides the interest rate.

Eligibility for Personal Loan from Shriram Housing Finance

To take a personal loan from Shri Ram Housing Finance Limited, one has to fulfill the following eligibility criteria –

Existing customers of companies can apply for Shriram Finance Personal Loan.
This personal loan can be availed by employed and non-employed individuals.
For this, it is necessary that the age of the customer is above 21 years and below 60 years and his payment history is clear.
Employed persons must have at least 1 year of experience in their work.
Self employed person should have at least 2 years of experience in the current business.
It is important that the person applying for Shriram Finance Personal Loan should be living at the same place for at least 1 year.

Documents required for personal loan from Shriram Finance

Required Documents: Some documents will be required to apply for Shriram Finance Personal Loan. Whose list is given below –

Aadhar card
PAN card
passport size photo
Address proof
Bank account statement of last 6 months
salary slip
itr return

How to Apply Shriram Finance Personal Loan Online?

If you are interested in taking a loan, then you can apply online for Shriram Finance Personal Loan by following the process given below step by step –

First of all, open the official website of Shriram Finance.
Here you will get the option of Personal Loan, click on it.
After this a new page will open, here you will have to fill your mobile number, pin code and loan amount and click on the Apply Now button.

After this you will get a call from the company who will get some loan related information from you and ask you to submit the documents.
After verifying everything, your loan will be approved and the loan amount will be sent to your account.

Shri Ram Finance Personal Loan Contact Number / Customer Care Number

In this article above, we have provided you complete information about the documents required for Shriram Finance Personal Loan, interest rate, processing fee, eligibility criteria, application process etc. Still, if you face any kind of problem related to personal loan or have any questions, then you can contact Shriram Finance Personal Loan Customer Care helpline number 1800 1034959, 1800 1036369.

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